How, to evaluate? You need to remember that in December the former, then how many of your expenses in detail since it last January? Main number, only the three most important things you need to assess the year yesterday.

1. You big expenses
I know you hardly remember spending small items throughout the year yesterday. More likely to remember a big expenditure. Right? This is what we will do, remember, if you need to write back to you without any significant expenditure of the previous year. Examples include the purchase of electronic goods, to Bali holiday, motor, etc.. Principle, try to remember back to a big expenditure that you did. Imagine, if you have a chance to repeat, you will still be buying or consumption of products and services you did the money?

Therefore, in subsequent years you have the opportunity to look more closely at a lot of money to spend again, mainly for goods and services, really need a big budget to buy.

2. What do you do invest in
Now try to remember what you invest, the past few years to complete. It is a form of investment deposits? Buying foreign currency? Mutual funds? Gold, or what? Now, after you write it down, look and In retrospect, all the investment you have not already do this right or not. If you guess right, thank you. But if you think it inappropriate, if you, in any case, even if a loss is difficult to re-sell, etc., then you can see if you need to reiterate that investment in the next year. Yes, right?

3. Your income
Well, three things, you must assess your income and whether the number of points, as well as the source. For example, last year, regardless of your income only from salary? Or you have more trade income? Or teaching, for example? I know this one, you can easily remember. Yes, right? Now, after writing to see if you and your income, if you feel very satisfied with the figures, is satisfied?